Use your high beam headlight: Do you currently have motorcycle insurance? Insurance is mandatory to drive in Ohio Yes I have insurance. But please show me your best quotes. No, please help me find the best insurance. Question Use your high beam headlight: Answers When riding in fog. Only at night. During the day. When closely following another vehicle. Explanation Use your high beam whenever you are not following or meeting a car, even during the day. Use your low beam when riding in fog.