The operator of a motorcycle: Do you currently have car insurance? Insurance is mandatory to drive in Ohio Yes I have insurance. But please show me your best quotes. No, please help me find the best insurance. Question The operator of a motorcycle: Answers Must wear a helmet if under the age of 18. Must wear a helmet if they have held their license for less than two years. Should not wear a helmet. Is safest when not wearing a helmet. Explanation In Hawaii, any motorcycle operator or passenger under the age of 18 must wear an approved helmet while riding. It is recommended that all operators and passengers wear helmets while riding motorcycles.