A motorcycle is required to be: Do you currently have motorcycle insurance? Insurance is mandatory to drive in New jersey Yes I have insurance. But please show me your best quotes. No, please help me find the best insurance. Question A motorcycle is required to be: Answers Covered by medical insurance. Covered by liability insurance. Faster than larger passenger vehicles. Clean. Explanation Oregon law requires every operator to insure their vehicle if it will be operated on premises open to the public. This law also applies to the operators of motorcycles and mopeds.