You must have a CDL to transport how many people? Do you currently have commercial insurance? Commercial Insurance is mandatory for CDL drivers in Ohio Yes I have insurance. But please show me your best quotes. No, please help me find the best insurance. Question You must have a CDL to transport how many people? Answers Two 10 16 Explanation You must have a CDL to operate a vehicle that is designed to carry at least 16 people, including the driver.