The person loading the cargo is responsible for keeping the truck from being overloaded. Do you currently have commercial insurance? Commercial Insurance is mandatory for CDL drivers in Ohio Yes I have insurance. But please show me your best quotes. No, please help me find the best insurance. Question The person loading the cargo is responsible for keeping the truck from being overloaded. Answers True False Explanation Regardless of who loaded cargo onto a vehicle, it is the driver's responsibility to inspect the cargo. This includes checking for overloads.