A vehicle loaded with dirt or sand must be covered if: Do you currently have car insurance? Insurance is mandatory to drive in Ohio Yes I have insurance. But please show me your best quotes. No, please help me find the best insurance. Question A vehicle loaded with dirt or sand must be covered if: Answers Driving on a public roadway. Fewer than six inches of freeboard are maintained. The driver has held their license for less than one year. Explanation In Washington State, a vehicle with a settled load of dirt, sand, or gravel that does not maintain at least six inches of freeboard must have a cover over the load. This questions appears in the following tests: Washington Class A Knowledge Test