A driver must have a CDL if operating a vehicle that is designed to carry a driver and how many passengers? Do you currently have motorcycle insurance? Insurance is mandatory to drive in Ohio Yes I have insurance. But please show me your best quotes. No, please help me find the best insurance. Question A driver must have a CDL if operating a vehicle that is designed to carry a driver and how many passengers? Answers 5 10 15 Explanation A driver must have a CDL to operate a vehicle designed to transport 16 people or more, including the driver.