Which offense applies the largest number of points against your license? Do you currently have motorcycle insurance? Insurance is mandatory to drive in Ohio Yes I have insurance. But please show me your best quotes. No, please help me find the best insurance. Question Which offense applies the largest number of points against your license? Answers Littering Passing a stopped school bus Not having liability insurance Running through a stop sign Explanation In North Carolina's point system for offenses committed in a CMV, the highest point penalty comes from passing a stopped school bus.