Helmets do not have to: Do you currently have car insurance? Insurance is mandatory to drive in New hampshire Yes I have insurance. But please show me your best quotes. No, please help me find the best insurance. Question Helmets do not have to: Answers Fit snugly. Be securely fastened while you are riding. Be free of defects, such as cracks and loose padding. Include a face shield. Explanation Helmets should fit snugly and always be securely fastened while you are riding. They should be free of defects, such as cracks, loose padding, frayed straps, or exposed metal. Face shields are not required but are recommended.